Classic Car Insurance

If you own a classic car and don’t think you need insurance on it, you may want to think again. Classic cars are often a big investment that will likely appreciate more in the future. They are not used in the same manner by every owner. Here at Southern Iowa Insurance Services, we will work with you to find the best coverage to accommodate your needs. We will take the vehicle age, miles driven and modifications into consideration when creating a policy for you.

Classic car owners should be aware of the laws that apply to daily driven vehicles. These are usually the same laws that apply to classic cars.

When choosing coverage on your classic car, consider these policy features:

• Liability: There is likely a minimum liability requirement set by your state if you are driving your classic car on any public roads.
• Agreed Value: This may provide you with more coverage than Actual Cash Value.
• Miles Driven: Classic car policies often have low rates. If you only drive your classic car part-time, there is no need to pay for full-time coverage.
• Roadside Assistance: Having coverage that will get your classic car to the closest repair facility is helpful no matter how far from home you are.

There are many coverage options available. Not all classic cars are alike, so the coverage shouldn’t be either. For a quote customized to your classic car, give us a call, email us or stop by our office!