Motorcycle Insurance

Having motorcycle insurance that you can depend on is very important if you have a motorcycle. That is why so many customers in the Tri-State area choose Southern Iowa Insurance Services for their insurance needs. We offer liability, comprehensive and collision, as well as other options to help protect you and your motorcycle.

A compulsory insurance law exists in most states that requires motorcyclists to meet minimum liability requirements. You will need to show proof of insurance or some form of financial responsibility if you are in an accident or get pulled over. Without insurance, you would be responsible for all of the damages, which could be financially devastating.

Basic motorcycle insurance coverage consists of the following:

• Liability Coverage: Provides an insured with protection against claims resulting from injuries to other people and/or damage to their property. Liability insurance may also help cover legal costs.
• Uninsured and Underinsured Motorist Coverage: Protects you against drivers who do not have insurance, do not have enough insurance or who lack the necessary finances to cover you for damages or injuries they have caused.
• Medical Payments: May also be known as PIP. This can pay for medical expenses incurred by you or your passengers as a result of an accident.
• Comprehensive Coverage: Provides coverage for damage to your bike as a result of theft, weather events, falling objects or vandalism.
• Collision Coverage: Pays for damages to your bike resulting from an accident. This may be required if your motorcycle is leased or financed.

For a quote or to learn more about motorcycle insurance, give us a call at 319-837-6421.