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Southern Iowa Insurance Services

322 4th Street
P.O. Box 207
West Point, IA 52656

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Recreational Vehicle Insurance

RV insurance is just as important as car insurance. If you do not have the necessary insurance for your RV, you could face financial hardship if you are in an accident. We can help you avoid these unnecessary expenses.

Like auto insurance, most states require RV owners to possess at least the minimum limits of liability coverage. If you finance or lease your RV, you will likely be required to carry full coverage, which consists of comprehensive and collision coverage in addition to liability coverage. If you rent an RV, it is often your responsibility to obtain full coverage for the rented vehicle.

We insure motorhomes, toy haulers, horse trailers, pop-up campers, all-terrain vehicles and utility vehicles. The coverage you need varies greatly depending on the type of recreational vehicle you own. Motorhomes, ATVs and UTVs typically require at least liability coverage. Other trailer type recreational items may be covered for liability by the vehicle towing them. In that case, you may only need physical damage coverage such as comprehensive and collision. You can also change your coverage based on seasonal usage.

For more information or to review your current coverage on your recreational vehicles, feel free to give us a call, drop us an email or stop by our office. We look forward to serving your insurance needs for all of your toys!

  • Aflac
  • Allstate
  • Dairyland
  • Encompass
  • Foremost
  • Grinnell Mutual
  • Hagerty
  • Humana
  • Lee County Mutual
  • Liberty Mutual
  • Medica
  • MetLife
  • Mutual of Omaha
  • Nationwide
  • Progressive
  • Protective Life
  • Rain & Hail
  • Safeco
  • Securian Financial
  • The Hartford
  • Travelers
Servicing States

Servicing States

  • Iowa
  • Illinois
  • Missouri

Why Work With Us?

  • Locally owned and operated
  • Works with multiple carriers
  • Combines policies for best rates
  • Customer friendly services
  • Print out your auto ID cards from home, anytime!

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